BusinessMutual Funds
Mutual Funds
What Is a Systematic Investment Plan (SIP)?
A Systematic Investment Plan (SIP) allows investors to put a fixed amount into a mutual fund at regular intervals—monthly, weekly, or quarterly. Instead of investing large amounts at once, investors build wealth steadily over time.
Key Features of SIP
- Regular intervals: Deposit happens automatically.
- Small starting amount: Can start even with ₹500.
- Disciplined saving habit: Encourages financial discipline.
- Rupee cost averaging: Helps reduce impact of market volatility.
What Is Lump Sum Investment?
A Lump Sum investment means putting a large amount of money into a mutual fund at once. It is a one-time investment, suitable for investors with surplus money—such as bonuses, savings, or matured deposits.
Key Features of Lump Sum
- One-time transaction
- Ideal in rising markets
- Better for long-term horizon (5+ years)
- Allows immediate exposure to market growth
Invested Amount
Estimated Returns
Total Value