Non Convertable Debentures – Samariddhi Enterprises

Non-Convertible Debentures (NCDs)

A Stable, Fixed-Income Investment Option

Non-Convertible Debentures, commonly called NCDs, are financial instruments issued by companies to raise funds. These are suitable for individuals looking for stable and predictable returns without exposure to equity market volatility.

What Are NCDs?

NCDs are debt instruments where the investor lends money to a company in exchange for a fixed rate of interest. The term “non-convertible” means they cannot be converted into company shares.

Enquire Now

We’re here to help you 24/7 with our experts.

Types of Non-Tax Saving Funds

Key Features of NCDs

Fixed interest rates (usually higher than bank FDs)

Tenure ranges between 1 year to 10 years

Available as secure or unsecured

Tradable on stock exchanges

Benefits of Investing in NCDs

Predictable and stable income

Lower risk compared to equity products

Suitable for conservative and retired investors

Diversifies fixed-income portfolio

More liquid than traditional savings schemes